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Home
Smart Refi
Investor Financing
Super Cash Out 90
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FHA Streamlined
VA IRRRL Streamlined
Investor Podcast
Save Thousands
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Your Source for Quality Real Estate Lending Solutions

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 At Qual-Cap, it's not just about securing a loan; it's about fostering financial success.

888.735.6265

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Disaster Relief Tips for Wildfire Victims

Know Your Loan, Know Your Options

At Qual-Cap, our hearts go out to everyone affected by the recent devastating wildfires in Southern California. The loss of lives and property is truly heartbreaking.


While I’ve reached out to my borrowers directly, I also wanted to share this vital tip with the broader community:


Know Your Loan Owner and Disaster Aid Options
The disaster aid available to you often depends on who owns your loan. With Fannie Mae and Freddie Mac owning about 3 out of 4 loans, it’s likely they own yours. Knowing who owns your loan is critical to understanding your relief options.


Here are some tools to help:

  • Fannie Mae Loan Lookup: Find your loan here
  • Fannie Mae Wildfire Disaster Resources: Learn about relief options
  • Freddie Mac Loan Lookup Tool: Check your loan here
  • Freddie Mac Wildfire Disaster Resources: Get assistance info


Knowing your loan owner and your options is the first step toward accessing the help you’re entitled to.


At Qual-Cap, we’re here to provide guidance and connect you with the right resources during this challenging time.


Contact us:

  • Email: Info@Qual-Cap.com
  • Call/Text: 650.273.0947
  • Toll-Free: 888.735.6265


Stay safe, stay informed, and remember—we’re in this together. 💪

We are Here to Help

Let us know if you have a question about Wildfire Relief 

Contact Qual-Cap

Today's Rates

30 Year Fixed Rate

6.125%/6.398% APR

20 Year Fixed Rate

5.875%/6.178% APR

15 Year Fixed Rate

5.125%/5.588% APR

5/6 SOFR Adjustable Rate

5.750%/6.050% APR

FHA 30 Year Fixed Rate

5.625%/5.865% APR

Rates based on an owner occupied primary residence purchase with a 25% down payment, a 760 credit score, paying a 2.5% origination fee . Loan amount $500,000. 30 day rate lock. FHA rate based on a 3.5% down payment. Rates subject to change without notice. This is not an offer to lend. Rates will depend on actual borrower credit and income qualifications. Equal Housing Lender - Rates as 5/9/25

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Real Estate Financing Solutions

OWNER OCCUPIED Financing SOLUTIONS

 Forward Mortgages

  • 10,15,20 and 30 year Fixed Rate Loans
  • Adjustable Rate Loans
  • Fixed period ARMs
  • Home Equity Loans and Lines of Credit, Second Mortgages
  • Conforming, VA, FHA, Non-QM, Jumbo and Super jumbo 
  • First Time Homebuyer Programs

Reverse Mortgages

  • HECM, Proprietary and Single Purpose 

INVESTOR FINANCING SOLUTIONS

Business Purpose loans


  • 1-4 Unit and Multi-Family
  • Commercial
  • Mixed Use
  • Ground Up
  • Fix and Flip
  • Single Asset and Pool Rental Properties
  • Hard Money, Private Money and Institutional Capital


Learn More

Recently Funded Loans

Business Purpose Cash Out loan on this two unit rental property using rental income to qualify. No other income verification required.

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    • Smart Refi
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