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The Source for Quality Real Estate Lending Solutions

The Source for Quality Real Estate Lending SolutionsThe Source for Quality Real Estate Lending SolutionsThe Source for Quality Real Estate Lending Solutions

At Qual-Cap, it's not just about securing a loan; it's about fostering financial success.

888.735.6265

650.273.0947

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Today's Rates

30 Year Fixed Rate:

6.875%/7.205% APR

20 Year Fixed Rate :

6.999%/7.380% APR

15 Year Fixed Rate:

6.125%/6.652% APR

30 Year 5/6 SOFR Adjustable Rate:

6.750%/7.079% APR

FHA 30 Year Fixed Rate:

6.375%/6.663% APR

Compare your options and calculate your payments in the Qual-Cap Calculator Lab here

Rates based on an owner occupied primary residence purchase with a 25% down payment, a 760 credit score, paying a 2.5% origination fee and standard loan costs. Loan amount $500,000. 30 day rate lock. FHA rate based on a 3.5% down payment. Rates subject to change without notice. This is not an offer to lend. Rates will depend on actual borrower credit and income qualifications. Equal Housing Lender - Rates as of 9/29/26.

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Featured In

    Real Estate Financing Solutions

    Home Financing

     Whether you’re buying a home, refinancing or accessing your home equity, Qual-Cap offers a wide range of financing solutions tailored to your goals.      

    • Fixed-Rate Mortgages — 10, 15, 20 and 30-year options
    • Adjustable-Rate Mortgages (ARMs)
    • Flexible Qualification Options — including traditional and alternative-income programs
    • Home Equity Financing — HELOCs, closed-end second  mortgages and cash-out options
    • Conforming, FHA, VA, Jumbo, Super Jumbo & Non-QM Loans
    • First-Time Homebuyer Programs
    • Purchase & Refinance Solutions

    Reverse Mortgages

    • HECM, Proprietary and Single Purpose 

    INVESTOR FINANCING SOLUTIONS

    Business Purpose loans


    • 1-4 Unit and Multi-Family
    • Commercial
    • Mixed Use
    • Ground Up
    • Fix and Flip
    • Single Asset and Pool Rental Properties
    • Hard Money, Private Money and Institutional Capital


    Learn More

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      NMLS: 2541113,2534685 CA DRE 00955072 FLMBR7188

      Qual-Cap

      888.735.6265 650.273.0947

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      Use This Secure Link to Start Your Application for An Owner Occupied Loan

      Use This Secure Link to Start Your Application for A Business Purpose Loan (Fix and Flip or Rental)

      Use This Secure Link to Start Your Application for A Business Purpose Loan (Fix and Flip or Rental)

      Start Your Application

      Use This Secure Link to Start Your Application for A Business Purpose Loan (Fix and Flip or Rental)

      Use This Secure Link to Start Your Application for A Business Purpose Loan (Fix and Flip or Rental)

      Use This Secure Link to Start Your Application for A Business Purpose Loan (Fix and Flip or Rental)

      Start Your Application

      Qual-Cap Learning Center


      • Calculators
      • SmartStart Buydown
      • RateRadar
      • Investor CreditLine
      • Escrow-Advantage
      • Super Cash Out 90
      • Investor Financing
      • Smart Refi
      • Home Equity Loans
      • VA Loans
      • FHA Streamlined
      • VA IRRRL Streamlined
      • Investor Podcast
      • Short Term Rentals
      • Texas Rights
      • NMLS Consumer Access
      • Privacy Policy

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