No PMI, Zero Down! Learn What VA Loans Can Do For You

Qual-Cap honors your dedication and sacrifice by helping you achieve homeownership. Explore the unmatched benefits of VA loans and discover how our dedicated team will support you every step of the way.

To honor your service, get a $500 closing cost credit!  Offer valid for $500 off closing costs, credited at closing, for borrowers who apply for a VA loan through Qual-Cap by 11/19/24 and close their loan with Qual-Cap. This offer is non-transferable, cannot be combined with other promotions, and has no cash value. Offer subject to change or cancellation at any time without prior notice. Certain restrictions may apply. Please contact Qual-Cap for full details.

VA loans offer veterans and active-duty service members one of the most affordable ways to buy a home. With no down payment, no PMI, and lower rates, VA loans are designed to make homeownership within reach for those who’ve served. 

• Zero Down Payment
  Buy your home with no down payment, freeing up your finances for what matters most.
• No  Private Mortgage Insurance (PMI)
  Save on monthly payments without the need for PMI, keeping more money in your pocket.
• Lower Interest Rates
  VA loans typically offer lower rates than conventional loans, helping you save over time.
• Easier Credit Qualification
  VA loans provide flexibility with credit requirements, making it easier for military families to qualify.
• No Early Repayment Penalties
  Pay off your loan early with no added fees, offering you flexibility and control over your finances.

• Dedicated VA Loan Specialists: Our team, led by trusted industry veteran Doug Perry, brings deep expertise in VA loans.
• Personalized Guidance: We listen to your needs and tailor the loan process to make it as smooth and stress-free as possible.
• Negotiation on Your Behalf: Qual-Cap works hard to secure the best terms, making  sure you get the most out of your VA benefits.
• Continued Support: Our commitment doesn’t end at closing. We’re here to support you with refinancing and any future mortgage needs.

1. Pre-Qualification
   Our experts will help you understand your eligibility and determine the best loan amount for your needs.
2. Application & Approval
   With Qual-Cap, applying for a VA loan is straightforward. We handle the paperwork and stay in touch at every step.
3. Finding Your Dream Home
   With financing in place, you’re ready to find the perfect home. Qual-Cap’s network of real estate experts can also provide support.
4. Closing
   We’ll make sure you understand every detail as we finalize your loan,  celebrating with you as you take the keys to your new home.

Q: Do I need perfect credit to qualify?

 A: VA loans offer flexible credit standards, and our team will work with you to determine your eligibility and address any credit concerns.

Q: Can I use a VA loan more than once?

 A: Yes! VA loan benefits can be used multiple times. We’ll help you understand how to leverage your VA benefits for future home purchases.

Q: What fees are involved in a VA loan?

 A: VA loans come with a one-time funding fee, which can be financed as part of the loan. Qual-Cap will walk you through this and help determine if you qualify for any fee exemptions. 

Ready to Start Your VA Loan Journey? Call or text us today at 650.273.0947 or toll free at 888.735.6265 or Fill out the form below, and one of our VA loan specialists will be in touch shortly.