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Apply Now

  • Home
  • Calculators
  • RateRadar
  • Investor CreditLine
  • Escrow-Advantage
  • Super Cash Out 90
  • Investor Financing
  • Smart Refi
  • Home Equity Loans
  • VA Loans
  • FHA Streamlined
  • VA IRRRL Streamlined
  • Investor Podcast
  • Short Term Rentals
  • Meet the Qual-Cap Team
  • Texas Rights
  • NMLS Consumer Access
  • Privacy Policy
Apply Now

The Qual-Cap Investor CreditLine

Flexible capital for real estate investors, qualified by rental income, not personal income.

Qual-Cap's Investor CreditLine, The business-purpose HELOC designed specifically for real estate investors. 


Turn Your Equity Into Opportunity

Stop letting your equity sit idle. With the Qual-Cap Investor CreditLine you can access capital when you need it.


✔ No tax returns or W-2s required

✔ Borrow and pay back as needed 

✔ Interest only payments
✔ Qualify using rental income (DSCR)
✔ Borrow through an LLC or entity
✔ No prepayment penalty

✔ Purchase or refi

✔ Short Term rentals allowed


Get Started here.



HOW IT WORKS

This Isn’t a Traditional HELOC

Simple. Flexible. Built for Investors.

Simple. Flexible. Built for Investors.

Most lenders underwrite you. We underwrite the property.


That means:


  • No income headaches 
  • Faster approvals 
  • More flexibility

Simple. Flexible. Built for Investors.

Simple. Flexible. Built for Investors.

Simple. Flexible. Built for Investors.

  1.  Apply in Minutes
    Quick review of your property and rents 
  2. Get Approved Based on Cash Flow
    No personal income documentation required 
  3. Access Funds On Demand
    Draw, repay, and reuse during the draw period

How Investors Are Using This

Simple. Flexible. Built for Investors.

How Investors Are Using This

  • Acquiring new properties quickly 
  • Renovations and value-add projects 
  • Bridge financing between deals 
  • Accessing liquidity without selling 
  • Scaling rental portfolios 

Qual-Cap Investor CreditLine™ Features:

  • Up to 75% LTV 
  • Loan amounts up to $3,000,000
  • First lien position 
  • Interest-only payments (first 3 years) 
  • Draw and payback funds as needed (first 3 years)
  • No prepayment penalty 
  • DSCR options: >1.0, >0.75, or no DSCR 
  • Short-term rentals allowed 
  • Available for purchase or refinance

Get Started Here

Let’s Unlock Your Equity with Qual-Cap's Investor CreditLine

Get a custom strategy and see how much you can access.

650.273.0947

888.735.6265


Get Started here.

  Business purpose loans only. Not for consumer use. Terms, conditions, and eligibility requirements apply. All loans are subject to credit approval, property review, and lender guidelines. Terms and conditions are subject to change without notice. 


NMLS: 2541113,2534685,368461  CA DRE 00955072  FLMBR7188


  • Calculators
  • RateRadar
  • Investor CreditLine
  • Escrow-Advantage
  • Super Cash Out 90
  • Investor Financing
  • Smart Refi
  • Home Equity Loans
  • VA Loans
  • FHA Streamlined
  • VA IRRRL Streamlined
  • Investor Podcast
  • Short Term Rentals
  • Texas Rights
  • NMLS Consumer Access
  • Privacy Policy

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