Smart Financing. Local Advice. Trusted by your Neighbors.

Buying a Home? We’ll Help You Make It Happen.

Whether you're a first-time buyer or upgrading to your next home, we make the process simple, fast, and stress-free. We’ll walk you through every step, from getting pre-approved to closing day and help you feel confident the whole way.

Curious if refinancing is worth it right now? Let’s run the numbers—no cost, no obligation.

Whether you want to lower your payment, access cash, or ditch mortgage insurance, we’ll help you figure out the smartest way forward. No sales pressure. Just honest advice, fast answers, and a simple process from start to finish.

Second Mortgages
Tap into your home’s equity without refinancing your low-rate first mortgage with a long term home equity loan. 

Fix & Flip Loans
Finance your next project with as little as 10% down and 100% of rehab costs financed. First time flippers OK. 

Rental Property Loans
No W-2s or paystubs required — qualify with rental income only (DSCR loans). Purchase, refinance and cash out refinance. LLCs OK. 

Why Neighbors Choose Qual-Cap

✔ Local + Personal: We’re local, not a call center.
✔ No-Pressure Guidance: Just honest advice—no pushy sales.
✔ Fast Estimates: We’ll run the numbers with zero cost or obligation.
✔ Borrower Friendly: We help everyone from first-timers to full-time landlords.

Curious What Possible? 

Let's run the numbers and talk through the options - no obligation, no pushy salespeople, just honest advice. Call us at 888.735.6265, text us at 650.273.0947 or fill out the contact form here to start your journey.