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  • Home
  • Calculators
  • RatePulse
  • Escrow-Advantage
  • Super Cash Out 90
  • neighbor-help
  • Disaster Relief Tips
  • Investor Financing
  • Smart Refi
  • Home Equity Loans
  • VA Loans
  • FHA Streamlined
  • VA IRRRL Streamlined
  • Investor Podcast
  • Save Thousands
  • Short Term Rentals
  • HomeReady SPCP
  • Meet the Qual-Cap Team
  • Texas Rights
  • Privacy Policy
Apply Now

RatePulse – Get Notified When Mortgage Rates Hit Your Number

Let Qual-Cap watch the rates for you. Tell us your target rate and we’ll let you know when it hits.

With Qual-Cap's RatePulse, you don’t have to constantly track the news, charts, or Fed meetings. Set your ideal mortgage rate and we’ll notify you when pricing moves into your target zone. No pressure, no obligation. Just smart timing and clear options. 


Get Started and Join RatePulse here.

Takes about 60 seconds. No credit check. No commitment.  


Run the Numbers in the Qual-Cap Calculator Lab here.

Instantly estimate your new payment, equity options, and potential savings,  with or without cash-out. 


Check Today's Rates here.

See where the market is today on short term, long term, fixed and adjustable rate loans.



How Qual-Cap's RatePulse Works

1. You Set Your Target Rate

3. We Notify You When It’s Time

2. We Track the Market for You

 Tell us what type of loan you’re considering (purchase, refi, cash-out, investor, etc.) and the rate you’d like to see. 

2. We Track the Market for You

3. We Notify You When It’s Time

2. We Track the Market for You

 Qual-Cap monitors rates and programs across our lending network to see when pricing gets to your number. 

3. We Notify You When It’s Time

3. We Notify You When It’s Time

3. We Notify You When It’s Time

 When rates hit your target zone, we’ll reach out with custom options so you can decide whether to move forward. 

Who Is RatePulse For?

Is RatePulse Right for You?

 

  • Homeowners with a higher rate
    Watching for a chance to refinance into a lower payment or pull cash out.
     
  • Homebuyers on the sidelines
    Ready to buy, but waiting for rates to improve and payments to pencil.
     
  • Investors & DSCR borrowers
    Looking for better cash flow, stronger DSCR, or the right time to expand.
     
  • Anyone who’s “rate curious”
    If you’re not sure what’s possible, we can model scenarios for you when your rate hits.

FAQ

Frequently Asked Questions

 Q: Does RatePulse affect my credit?
A: No. Joining RatePulse does not involve a credit pull. If you decide to move forward on a loan later, we’ll walk you through that step.


Q: Am I obligated to do a loan with Qual-Cap if my rate hits?
A: Not at all. We’ll show you your options when the time comes, you choose if it’s the right move.


Q: How specific can my rate target be?
A: As specific as you’d like. You can say “I want to be notified around 5.25%,” or give a range. We’ll let you know when market pricing gets there.


Q: Can I track more than one scenario?
A: Yes. If you’re considering a refi and an investment property, just let us know in the notes and we’ll keep an eye on both.


Q: How will you contact me?
A: You choose; email, text, phone, or any combination. We’ll use the method you prefer when you sign up.

Be Ready When Your Rate is, with RatePulse

No cost. No pressure. Just smarter timing for your next mortgage decision.

Markets move fast. Instead of guessing if now is the right time, let Qual-Cap do the watching for you. When your target rate comes into view, you’ll have a clear, customized game plan waiting. 


Get Started and Join RatePulse here.

 RatePulse is a monitoring and notification tool only. Qual-Cap does not guarantee that any specific interest rate, loan term, or loan program will be available at the time you choose to apply. Market conditions, lender pricing, loan-level characteristics, credit profile, property eligibility, and underwriting guidelines may impact the final rate and terms you qualify for. Notifications from RatePulse do not constitute a commitment to lend or an offer of credit. Qual-Cap is not responsible for market movements, rate availability, or a borrower’s ability to obtain a specific rate, even if the target rate is reached or exceeded. All loans are subject to credit approval, property review, and lender guidelines. Terms and conditions are subject to change without notice. 

NMLS: 2541113,2534685,368461  CA DRE 00955072  FLMBR7188


Copyright © 2025 Qual-Cap, Quality Capital Resources, LLC - All Rights Reserved


 Rates and terms subject to change without notice. All loans subject to qualification and lender approval. 

  • Calculators
  • RatePulse
  • Escrow-Advantage
  • Super Cash Out 90
  • neighbor-help
  • Disaster Relief Tips
  • Investor Financing
  • Smart Refi
  • Home Equity Loans
  • VA Loans
  • FHA Streamlined
  • VA IRRRL Streamlined
  • Investor Podcast
  • Save Thousands
  • Short Term Rentals
  • HomeReady SPCP
  • Texas Rights
  • Privacy Policy

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