With Qual-Cap's RatePulse, you don’t have to constantly track the news, charts, or Fed meetings. Set your ideal mortgage rate and we’ll notify you when pricing moves into your target zone. No pressure, no obligation. Just smart timing and clear options.
Get Started and Join RatePulse here.
Takes about 60 seconds. No credit check. No commitment.
Run the Numbers in the Qual-Cap Calculator Lab here.
Instantly estimate your new payment, equity options, and potential savings, with or without cash-out.
Check Today's Rates here.
See where the market is today on short term, long term, fixed and adjustable rate loans.
Tell us what type of loan you’re considering (purchase, refi, cash-out, investor, etc.) and the rate you’d like to see.
Qual-Cap monitors rates and programs across our lending network to see when pricing gets to your number.
When rates hit your target zone, we’ll reach out with custom options so you can decide whether to move forward.
Q: Does RatePulse affect my credit?
A: No. Joining RatePulse does not involve a credit pull. If you decide to move forward on a loan later, we’ll walk you through that step.
Q: Am I obligated to do a loan with Qual-Cap if my rate hits?
A: Not at all. We’ll show you your options when the time comes, you choose if it’s the right move.
Q: How specific can my rate target be?
A: As specific as you’d like. You can say “I want to be notified around 5.25%,” or give a range. We’ll let you know when market pricing gets there.
Q: Can I track more than one scenario?
A: Yes. If you’re considering a refi and an investment property, just let us know in the notes and we’ll keep an eye on both.
Q: How will you contact me?
A: You choose; email, text, phone, or any combination. We’ll use the method you prefer when you sign up.
Markets move fast. Instead of guessing if now is the right time, let Qual-Cap do the watching for you. When your target rate comes into view, you’ll have a clear, customized game plan waiting.
Get Started and Join RatePulse here.
RatePulse is a monitoring and notification tool only. Qual-Cap does not guarantee that any specific interest rate, loan term, or loan program will be available at the time you choose to apply. Market conditions, lender pricing, loan-level characteristics, credit profile, property eligibility, and underwriting guidelines may impact the final rate and terms you qualify for. Notifications from RatePulse do not constitute a commitment to lend or an offer of credit. Qual-Cap is not responsible for market movements, rate availability, or a borrower’s ability to obtain a specific rate, even if the target rate is reached or exceeded. All loans are subject to credit approval, property review, and lender guidelines. Terms and conditions are subject to change without notice.
NMLS: 2541113,2534685,368461 CA DRE 00955072 FLMBR7188
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Rates and terms subject to change without notice. All loans subject to qualification and lender approval.